Yeah, i was gettin blurry on it for a minute, but i think i got it. To get the buttons from PayPal, you need a business account with them. To be able to accept credit cards, you need a merchant account. You have to have a business license (available at Clerk's Ofiice) to begin to obtain a merchant account (which you get from the banks). The merchant account also lets you own those credit-card swipers. that sounds right anyways